Japanese Knotweed & Mortgages
If you’re trying to sell, remortgage, or buy a property affected by Japanese Knotweed, mortgage approval can get tricky. At KnotEnd, we provide full surveys and lender-ready documentation to make your transaction possible — fast.
Why Lenders Are Concerned
Mortgage lenders see Japanese Knotweed as a structural risk. If it’s on or near your property, it can:
- Lower the property’s market value
- Cause legal disputes between neighbours
- Delay or block home sales and purchases
- Trigger insurance or liability concerns
Many high-street lenders will reject or delay applications unless you can prove the Knotweed is under a formal management plan.
What Mortgage Lenders Require
- A professional site survey from a recognised contractor
- A written treatment plan with start date and schedule
- Evidence of insurance-backed guarantees (in some cases)
- Ongoing monitoring or reports for up to 5 years
KnotEnd provides all of this — quickly, professionally, and with zero stress.
How KnotEnd Helps You Meet Mortgage Conditions
Whether you’re buying, selling, or re-mortgaging, we’ll assess your site and issue a tailored plan that satisfies your lender’s requirements.
- Site survey within 48 hours (in most areas)
- Treatment plan that suits your budget and timeline
- Documentation your solicitor can submit immediately
- Full support throughout your sale or purchase process
If you're already under offer or time-limited, let us know — we offer rush services when possible.
Common Questions
Can I sell a house with Japanese Knotweed?
Yes — but only if you’re actively managing it. You’ll need to disclose the presence and show proof of treatment. We help make that simple and legal.
Will a mortgage be refused if knotweed is nearby?
Not always — but most lenders want evidence that the risk is being controlled professionally. Our reports are accepted across the UK.
Do I need insurance-backed guarantees?
Some lenders do require this. If so, we can provide it as part of a documented plan or connect you with a covered guarantee partner.
Can biological treatment be approved by lenders?
Yes — when paired with a structured plan and professional monitoring. We build this into our documentation so you meet all formal criteria.