Japanese Knotweed & Mortgages

If you’re trying to sell, remortgage, or buy a property affected by Japanese Knotweed, mortgage approval can get tricky. At KnotEnd, we provide full surveys and lender-ready documentation to make your transaction possible — fast.

Why Lenders Are Concerned

Mortgage lenders see Japanese Knotweed as a structural risk. If it’s on or near your property, it can:

Many high-street lenders will reject or delay applications unless you can prove the Knotweed is under a formal management plan.

What Mortgage Lenders Require

KnotEnd provides all of this — quickly, professionally, and with zero stress.

How KnotEnd Helps You Meet Mortgage Conditions

Whether you’re buying, selling, or re-mortgaging, we’ll assess your site and issue a tailored plan that satisfies your lender’s requirements.

If you're already under offer or time-limited, let us know — we offer rush services when possible.

Common Questions

Can I sell a house with Japanese Knotweed?

Yes — but only if you’re actively managing it. You’ll need to disclose the presence and show proof of treatment. We help make that simple and legal.

Will a mortgage be refused if knotweed is nearby?

Not always — but most lenders want evidence that the risk is being controlled professionally. Our reports are accepted across the UK.

Do I need insurance-backed guarantees?

Some lenders do require this. If so, we can provide it as part of a documented plan or connect you with a covered guarantee partner.

Can biological treatment be approved by lenders?

Yes — when paired with a structured plan and professional monitoring. We build this into our documentation so you meet all formal criteria.