Japanese Knotweed & Mortgages

Japanese Knotweed can delay — or even derail — your mortgage. But with a recognised treatment plan in place, lenders will usually approve. At KnotEnd, we help make that happen.

Why Lenders Are Concerned

Mortgage providers see Japanese Knotweed as a potential structural and legal risk. If it’s on or near your property, it may:

Without a formal plan in place, many lenders will decline or postpone applications — especially on affected property titles.

What Mortgage Lenders Require

KnotEnd supplies all this as standard — with rapid turnaround and no jargon.

How KnotEnd Gets You Approved

We work closely with solicitors and surveyors to deliver lender-ready documentation. Whether you’re selling, buying, or refinancing:

If you're on a deadline, just let us know — we prioritise urgent requests.

Mortgage FAQs

Can I still sell my house with knotweed?

Yes. It’s legal to sell a property with knotweed — but only if you disclose it and show you're actively managing it. We’ll handle the legal documentation for you.

Will a lender refuse if knotweed is nearby?

It depends. Some lenders refuse, others approve if there’s a formal treatment plan in place. Our plans are accepted across the UK by major banks and brokers.

Do I need an insurance-backed guarantee?

Sometimes. If required, we’ll include one — or connect you with our guarantee partner. You’ll be fully covered either way.

Will biological treatment be accepted?

Yes — when combined with a professional plan and monitoring log. Our documents meet lender criteria and comply with mortgage regulations.